Accident and Health Insurance

Chubb accident and health cover supports you and your team if the unexpected happens. Our accident and health insurance protects your company’s most important asset – your people. We can support them 24/7 if they have an accident while working, travelling for work, or at home. We’ll support the wellbeing of your staff during their recovery and help make sure your business doesn’t suffer by covering costs for replacement staff.
worker having bandage applied

Products & Services

Chubb accident and health cover safeguards colleagues and the company against all sorts of emergencies
Group Personal Accident insurance

This package offers financial support for employees injured by an accident, including disability, broken limbs and burns, and covers the cost of hiring a temporary replacement. 

Business Class travel insurance

Our policy protects your team when they’re travelling for work – with cover for medical and security emergency support in foreign countries, repatriation and loss of belongings.

Business Class assistance

Chubb travel insurance policyholders benefit from this specialist service. It includes risk training, alerts on security situations and 24/7 support for medical emergencies abroad.

Additional offerings

Make mental wellbeing a priority: introducing ifeel

Available complimentary to Chubb Accident & Health policyholders, ifeel is designed to address the pressing need for mental well-being support in today’s workplace. This innovative platform provides employees with access to valuable resources and tools that promote mental wellbeing, fostering a healthier and more productive work environment.

Risks we insure

We keep your team and your business covered for situations like these:
Accidental death or disability

An employee is paralysed in a car accident while commuting between business locations

Loss of limbs or eyes and broken limbs

A worker falls off a ladder at a job site, leaving them out of work for months with two broken legs

Recovery time and mental health support

After suffering a work injury, an employee needs surgery, rehab services and counselling before they can return to work

Overseas illness or medical condition

A travelling employee has a heart attack in a foreign country, requiring immediate treatment there as well as support to get them home

Lost and stolen possessions while travelling

An employee has their laptop stolen while away on business, preventing them from doing their job and raising security concerns about sensitive company data

Travel emergency

An employee is stuck abroad on a business trip and needs urgent support following a major incident of political unrest in the country they are visiting

Travel disruption

Following a flight cancellation, your project team is unable to complete their business trip and finish an important project

Case study

Illness while travelling to the US

Claim paid: US $200,000

 

The company was able to fulfil their contract and deliver an important project on time. 

 

  • A corporate executive was on a business trip from the UK to the US.
  • While away he suffered a major heart attack and needed emergency medical treatment.
  • He was admitted to hospital for an urgent assessment and treatment.
  • After one week we repatriated him back to the UK via air ambulance.
  • We also covered the costs for the client's colleagues to fly out to complete the project.

FAQs

These insurance policies are similar in that they take care of your employees, but they provide coverage for different kinds of incident. Health insurance commonly gives cover for employees when they are sick or injured. This type of insurance is often standard for businesses to give employees. Accident insurance is typically a lump sum to support life-changing injuries.

Every company has duty of care to its employees, whether while at work, travelling for work, or at home. Any disruption of your workforce can have serious consequences for your business. We’ll provide immediate financial and wellbeing support should any of your employees need help beyond the original claim.

We’re proud of our dedicated in-house claims team and global network of trusted third-party specialists. Additionally, all policyholders benefit from the Chubb Travel Smart app, designed to enable immediate access to specialist support at the touch of a button.

Resources

Brochure
Chubb Travel Smart brochure
Business Travel
Spotlight on business travel

Insights & Expertise

We keep you informed – and your business protected – with these helpful articles
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Eight self-drive tips when travelling for business
If you are hiring a car in connection with your business trip, there are safety considerations that you need to be prepared for. These are even more prevalent if you are responsible for driving a group of colleagues. Here are eight things to look out for when opting to self-drive on your business trip.
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Stay cyber-safe while travelling for business
No business is safe from a cyber incident. Businesses across all industries have increasingly been targeted by cyber criminals, become the victims of non-targeted attacks, or have inadvertently opened their network to an incident through employee error.
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Multinational programmes: Leading the way, locally and globally
As the world continues to assess and manage the impact of the COVID-19 pandemic, countries are slowly beginning to rebuild both socially and economically.
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Developing powerful partnerships that deliver
In a tougher economic landscape, insurance partnerships can be an effective way for businesses to secure additional revenue streams over and above their core product proposition. But what drives a strong partnerships proposition? And what should businesses look for when exploring potential insurance partnership opportunities?
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Supporting the workforce during times of change
Over the past year, our lives have rapidly changed due to the onset of the COVID-19 pandemic. With office workers instructed to work from home as countries locked down in spring 2020, companies had to quickly adapt to the new working landscape. For many, this is still an ongoing situation as countries re-enter lockdowns or tighten restrictions.

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